Take measures at ATM to prevent identity theft

It’s a global threat, but it can hit home for each of us when our money or information becomes part of a security breach. Hackers recently hit Target, Internet Explorer and Michael’s, affecting millions of customers.

But, sometimes you may find yourself walking up to the threat, in the form of your ATM.

Mike O’Shaughnessy, a security expert in the Valley with Guardian Pro, said the threat can come from inside the ATM, but it’s much more likely to be on the outside. Hackers can install fake keyboards, pinhole cameras and skimmers to the machine’s exterior.

Using these devices, they can easily steal your information, sell it and then, before long, someone else is walking around spending your money on a fake card.

“They’ll use that fake card and they’ll go to Target or whatever,” O’Shaughnessy said. “And they’ll just use it over and over and over again until they can’t use it anymore, until Fraud Prevention kicks in or you run out of money.”

But when you’re at the ATM, there are some things you can do to protect yourself.

• Look closely at the machine for things that don’t look right (like the skimmers and pinhole cameras).

• Be aware of your surroundings to make sure no one is watching you.

• Maybe most important, watch all of your accounts closely.

This advice may not eliminate the threat of security breaches entirely, but it will definitely reduce your risk.

Security experts such as O’Shaughnessy continue to warn that identity theft is now the third certainty in life, along with death and taxes.

“It’s not a matter of if, but when, it will happen to you,” O’Shaughnessy said.

Watch for more information on the latest security breaches and how to protect yourself on 12 News Today from 5-7 a.m. Monday-Friday.

Article source: http://www.azcentral.com/story/money/business/consumer/call%2012%20for%20action/2014/05/03/take-measures-atm-prevent-identity-theft/8673391/

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