Is It Possible to Catch Child Identity Theft Early?

If you notice any of the above signs (or any other suspicious activity surrounding your child’s name), you should contact each of the three major credit bureaus immediately and request a manual search for your child’s information in their files. You will also want to place fraud alerts on their credit files, if it turns out that identity theft has occurred. From there, you can work with the credit bureaus to repair the damage, as well as file a complaint with the FTC. You may also need to contact law enforcement to file a police report, which can be helpful for proving identity theft to creditors to get false information removed from your child’s credit reports. Other documents you may need to successfully dispute fraudulent information include your child’s birth certificate listing their parents, their social security card, your government-issued ID or documents proving you are the child’s legal guardian and proof of address, such as a utility bill. The FTC has created a website that allows victims of identity theft to file a report and get a personalized recovery plan, which it walks them through, which can take some of the stress out of the situation for you.

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