Identity theft: Know if and when you are a victim

You can never let your guard down when it comes to your money, especially when It comes to the ever-growing threat of identity theft.

The U.S. Federal Trade Commission’s website offers lots of tips on preventing it and what you can do if you’ve already fallen victim. But how do you know if it has happened to you?

Here are some red alerts to watch out for, says the FTC:

1)      Bank account withdrawals that don’t look familiar.

2)      Suddenly, your bills and other mail aren’t arriving.

3)      Your checks are rejected at the local grocery and other stores.

4)      You’re getting debt collection calls but you think your bills are up to date.

5)      Your credit report has charges or accounts that just shouldn’t be there.

If you are an identity theft victim, FTC says the first thing you should do is place a fraud alert with the credit-reporting companies so no new accounts can be opened.

For more, check the FTC website by clicking here.

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