Archive for February, 2013

Tax, wage ID theft tops FTC’s list of most complaints

Wednesday, February 27th, 2013

The Federal Trade Commission received a record number of complaints last year – more than 2 million – and for the 13th year in a row, identity theft tops the list.

According to the 2012 annual report released on Tuesday, 18 percent of all consumer complaints were related to identity theft.

The new numbers show a huge rise in the percentage of identity theft fraud cases related to taxes and wages. The IRS recently acknowledged the serious nature of this problem and how it’s trying to fight back.

ConsumerMan: IRS identity theft crackdown nets 109 arrests

The FTC says there are three basic types of ID theft related to taxes and wages:

  • The most common is when the scammer – using your Social Security number – applies for an income tax refund in your name. If the crook gets your refund before you file your return, it can hold up the process for months.
  • ID thieves sometimes misuse Social Security numbers to create bogus dependents to boost their fraudulent refund. Again, this delays legitimate refunds.
  • They also use stolen SSNs to get a job. Victims don’t find out about this until they get a notice from the IRS that says they’re under-reporting their income.

“The FTC report, when combined with the recently released Javelin Research survey – that reported the number of identity theft victims reached over 12.6 million in 2012 – is yet another confirmation of the inevitability of victimization,” said Adam Levin, chairman of Identity Theft 911.

“Human error, misplaced trust, individual over-sharing of information and countless data breaches impacting all segments of the business community and all levels of government have contributed to the depressing reality that it is literally impossible to prevent identity theft.”

Here is the complete list of the FTC’s Top 10 Complaint Categories for 2012:

  1. Identity theft: 369,132 complaints ( 18 percent)
  2. Debt collection: 199,721 complaints (10 percent)
  3. Banks and lenders: 132,340 complaints (6 percent)
  4. Shop-at-home and catalog sales: 115,184 complaints (6 percent)
  5. Prizes, sweepstakes and lotteries: 98,479 complaints (5 percent)
  6. Impostor scams: 82,896 complaints (4 percent)
  7. Internet services: 81,438 complaints (4 percent)
  8. Auto-related complaints: 78,062 complaints (4 percent)
  9. Telephone and mobile services: 76,783 complaints (4 percent)
  10. Credit cards: 51,550 complaints (3 percent)

“This report illustrates that we still have a huge problem with fraud in this country,” said John Breyault, director of Fraud.org, run by the National Consumers League. “It’s more important than ever that people educate themselves and learn how to spot the warning signs of fraud.”

It’s also important to report suspected scams and let the authorities know if you’ve been victimized. They may not be able to help you specifically, but you might help them catch the bad guys.

“Law enforcement agencies nationwide will use this information to help stop those who try to scam U.S. consumers,” said Charles Harwood, acting director of the FTC’s Bureau of Consumer Protection.

You can file a complaint with the FTC online.

More Information:

Herb Weisbaum is The ConsumerMan. Follow him on Facebook and Twitteror visit The ConsumerMan website.

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Article source: http://www.nbcnews.com/business/tax-wage-id-theft-tops-ftcs-list-most-complaints-1C8569858

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Tax, wage ID theft tops FTC’s list of most complaints

Wednesday, February 27th, 2013

The Federal Trade Commission received a record number of complaints last year – more than 2 million – and for the 13th year in a row, identity theft tops the list.

According to the 2012 annual report released on Tuesday, 18 percent of all consumer complaints were related to identity theft.

The new numbers show a huge rise in the percentage of identity theft fraud cases related to taxes and wages. The IRS recently acknowledged the serious nature of this problem and how it’s trying to fight back.

ConsumerMan: IRS identity theft crackdown nets 109 arrests

The FTC says there are three basic types of ID theft related to taxes and wages:

  • The most common is when the scammer – using your Social Security number – applies for an income tax refund in your name. If the crook gets your refund before you file your return, it can hold up the process for months.
  • ID thieves sometimes misuse Social Security numbers to create bogus dependents to boost their fraudulent refund. Again, this delays legitimate refunds.
  • They also use stolen SSNs to get a job. Victims don’t find out about this until they get a notice from the IRS that says they’re under-reporting their income.

“The FTC report, when combined with the recently released Javelin Research survey – that reported the number of identity theft victims reached over 12.6 million in 2012 – is yet another confirmation of the inevitability of victimization,” said Adam Levin, chairman of Identity Theft 911.

“Human error, misplaced trust, individual over-sharing of information and countless data breaches impacting all segments of the business community and all levels of government have contributed to the depressing reality that it is literally impossible to prevent identity theft.”

Here is the complete list of the FTC’s Top 10 Complaint Categories for 2012:

  1. Identity theft: 369,132 complaints ( 18 percent)
  2. Debt collection: 199,721 complaints (10 percent)
  3. Banks and lenders: 132,340 complaints (6 percent)
  4. Shop-at-home and catalog sales: 115,184 complaints (6 percent)
  5. Prizes, sweepstakes and lotteries: 98,479 complaints (5 percent)
  6. Impostor scams: 82,896 complaints (4 percent)
  7. Internet services: 81,438 complaints (4 percent)
  8. Auto-related complaints: 78,062 complaints (4 percent)
  9. Telephone and mobile services: 76,783 complaints (4 percent)
  10. Credit cards: 51,550 complaints (3 percent)

“This report illustrates that we still have a huge problem with fraud in this country,” said John Breyault, director of Fraud.org, run by the National Consumers League. “It’s more important than ever that people educate themselves and learn how to spot the warning signs of fraud.”

It’s also important to report suspected scams and let the authorities know if you’ve been victimized. They may not be able to help you specifically, but you might help them catch the bad guys.

“Law enforcement agencies nationwide will use this information to help stop those who try to scam U.S. consumers,” said Charles Harwood, acting director of the FTC’s Bureau of Consumer Protection.

You can file a complaint with the FTC online.

More Information:

Herb Weisbaum is The ConsumerMan. Follow him on Facebook and Twitteror visit The ConsumerMan website.

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Article source: http://www.nbcnews.com/business/tax-wage-id-theft-tops-ftcs-list-most-complaints-1C8569858

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New report shows identity theft is on the rise

Wednesday, February 27th, 2013

BAKERSFIELD, CA – When making a major purchase like a house or car, your financial history is a big factor. If someone is making a dent in your credit, you will be the one dealing with the negative consequences.

According to a Javelin Strategy and Research report, last year, more than 12 million people were victims of identity theft – one million more than in 2011. With numbers on the rise, more and more people are finding accounts and purchases they didn’t know about or acquire themselves.

Katy Hudson, President of Credit Counseling Services is usually the one helping people with the consequences of identity theft, but it can happen to anyone. 

“Someone stole my wallet, and it was right after I had started a new job so I had my social security card in my wallet, which you are not supposed to do. I had taken it for employment verification, which you have to do. So, someone got my driver’s license and social security card and from there, they wreaked havoc,” said Hudson. “They were able to get PGE service, phone service, cell phones, new credit cards.”

In 2012, 12.6 million people were victims of identity theft which equals about five percent of consumers.

Scammers racked up 21 billion dollars in fraudulent charges, the second-highest amount since the federal trade commission started keeping track in 2003. It all starts with one piece of information.

“Your social security number is everywhere. If you’re a college student, it’s there. Your employer has it. Your doctor’s office has it. That number is everywhere,” said Hudson.

Hudson said while it’s important to protect your information and take steps to avoid identity theft, it’s necessary to know if you’re a victim.

“You can do that by checking your credit report regularly. Check your bank statements regularly to make sure that all the charges and withdraws are authorized, your credit card statements, make sure that you’re the one who charged those things, save your receipts so that you can identify things like that,” said Hudson.

Identity theft can be costly and be devastating so it’s important to know if you’re a victim.

“No one cares about your credit more than you do. So, unfortunately, you’re the one who’s going to have to be vigilant and watch out for it because no one else is going to,” said Hudson.

There are laws protecting consumer rights. if you’re a victim, file a police report and contact your creditor’s fraud department as soon as possible. For a link to check your credit at no cost, visit https://www.annualcreditreport.com/cra/index.jsp
 

Article source: http://www.kget.com/news/local/story/New-report-shows-identity-theft-is-on-the-rise/SI43VLmXZUitYunA4M5Dkg.cspx

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Prosecutors highlight identity theft at ‘Craigslist Killer’ trial

Wednesday, February 27th, 2013

As the capital murder trial of the Ohio man accused of murdering three men after luring them in Craigslist ads with the promise of work in 2011 entered its second day Tuesday, the jury had already heard two stark descriptions of the defendant.

Prosecutors painted 53-year-old Richard Beasley, dubbed the “Craigslist Killer,” as a manipulative murderer who preyed on down-on-their-luck job seekers. The defense, however, told the Summit County jury that although Beasley wasn’t perfect, they planned to prove that the physically ailing man wasn’t a murderer.  

During her opening statement Monday, some of which was broadcast by local news stations, Emily Pelphrey of the Ohio attorney general’s office made a biblical reference to false prophets calling Beasley “the wolf in sheep’s clothing.”

She also told the Summit County jury the prosecution planned to show evidence that Beasley stole the identity of one of his victims, Ralph Geiger, 56, and then applied for a job pretending to be him.

Defense attorney James Burdon’s opening statements seem to suggest Beasley’s fragile physical state will play a role in how he argues the case, the Akron Beacon Journal reported. “He’s not an invalid,” Burdon said. “It’s very clear, however, that he is badly impaired.”

Video from inside the courtroom Monday shows Beasley slouched down in a wheelchair and clutching a cane in his hand.  

Suspected co-conspirator Brogan Rafferty, who is now 18 and was tried as an adult for his role in the murders, was sentenced in November to life in prison. During his trial, he described Beasley as manipulating him into helping with the crimes.

“He is evil, in my opinion: deceitful, cruel and a murderer,” Rafferty said of Beasley. “I was involved. I didn’t like it. I wouldn’t do it if I had any other choice.”

The prosecution continued arguing its case Tuesday, according to Judge Lynne Callahan’s bailiff. The case is expected to stretch at least into next week. Beasley is charged with the murders of Geiger; David Pauley, 51; and Timothy Kern, 47.

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marisa.gerber@latimes.com

Article source: http://www.latimes.com/news/nation/nationnow/la-na-nn-craigslist-murder-trial-starts-20130226,0,5528956.story

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FTC: Explosion Of Tax Identity Theft Swamps Growth In Other Consumer …

Wednesday, February 27th, 2013

Seal of the United States Federal Trade Commis...

Seal of the United States Federal Trade Commission. (Photo credit: Wikipedia)

A new report from the Federal Trade Commission shows that the explosion in tax fraud related identity theft eclipsed the growth in all other consumer gripes during 2012.  Last year, total complaints logged by the  FTC’s  “Sentinel Network”  about everything other than identity theft—meaning everything from debt collection to cell phone companies to  counterfeit check scams– rose less than 5%, to 1.69 million.  But tax related identity theft complaints more than doubled to 160,000. Fraudsters use stolen Social Security numbers and phony W-2s and 1099s to apply for—and often get—big refunds from the Internal Revenue Service. Meanwhile, the real taxpayers are left waiting months for their refunds and wasting untold hours trying to sort the mess out.

What makes the identity theft numbers even more remarkable is this: because of taxpayer privacy laws, the IRS does not share any complaints made directly to it with the FTC’s Sentinel Network. The network, an on-line database for law enforcement,  does include complaints made directly to the  FTC, as well as to state agencies, the U.S. Postal Service and such private groups as the Better Business Bureau.  (According to Congress’ Government Accountability Office, the IRS itself detected 642,000 cases of identity theft in the first nine months of  2012, up from 242,000 in  all of 2011.)

David Torok, director of the FTC division which oversees the Sentinel Network, noted that two other consumer complaint areas saw a notable increase last year.  One was what the FTC calls “impostor scams”—cases where  consumers get phone calls or emails purporting to be from government agencies and increasingly, he said,  from private companies such as Wal-Mart, or Publishers Clearing House or local utilities. Sentinel logged 83,000 impostor calls in 2012, up 18% from 2011. Most of these contacts were from fraudsters trolling for personal information, Torok said. (If consumers are duped into providing information and have their identities stolen, their cases are characterized as identity theft.  If they don’t fall for the ploy, but call the FTC or another agency to report the suspicious contact, it goes down as an impostor case, he explained.)

Not surprisingly, one organization that gets impersonated a lot in phishing emails is the IRS itself, which last week warned taxpayers to watch out for fake emails.  As CPA and Forbes contributor Peter Reilly explains here, emails from the IRS requesting info are clearly phony, since the IRS contacts individual taxpayers by snail mail. Most  tax identity theft victims haven’t been duped, however. Instead, the fraudsters steal names and Social Security numbers by the hundreds, or even the thousands, often with the help of corrupt insiders with access to personal data, including tax preparers, health care billing clerks and  state employees.

The other high-growth area in the FTC report was complaints about banks and lenders, which rose 33% to 132,000. But that increase, Torok cautioned, can be attributed to the fact that the new federal Consumer Financial Protection Bureau began reporting complaints to Sentinel.

Follow Janet Novack on Twitter

10 Ways To Become A Victim Of Tax Identity Theft

Article source: http://www.forbes.com/sites/janetnovack/2013/02/26/ftc-explosion-of-tax-identity-theft-swamps-growth-in-other-consumer-complaints/

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Police Log: Reports of Identity Theft, Larceny, Assault and Battery

Tuesday, February 26th, 2013

 

The Falmouth Police Department provided the following. It does not indicate a conviction.

Notable incidents from Friday February 22, 2013

Police responded to a report of larceny on Church St. at 10:02 a.m.

Police responded to a report of a restraining order violation on Braeside Rd. at 10:23 a.m.

Police responded to a report of a disturbance on Dillingham Ave. at 10:38 a.m.

Police responded to a report of identity theft on Palm St. at 3:21 p.m.

Police responded to a report of a disturbance on Homestead Ln. at 3:34 p.m.

Police responded to a report of a report of assault and battery on Carriage Shop Rd. at 7:06 p.m.

Police responded to a report of a threat on Antlers Shore Dr. at 8:23 p.m.

Police responded to a report of larceny on Scranton Ave. at 9:05 p.m.

Police responded to a report of assault and battery on Gifford St. at 9:05 p.m.

Police responded to a report of loud noises and a party on Pauls Hill Rd. at 10:52 p.m.

Article source: http://falmouth.patch.com/articles/police-log-reports-of-identity-theft-larceny-assault-and-battery

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Identity theft at all-time high; ordeal for some victims never ends

Tuesday, February 26th, 2013

A new report on identity theft shows the crime is at an all-time high with nearly 13 million victims last year alone. Denver resident Tiffany Garcia is one of those people.

“I don’t know how many people I could tell you through the past 13 years that have used my identity,” she said.

Garcia’s ordeal began back in 2000.

“We went to file our taxes and it got rejected because somebody had already filed,” she said.

That’s when she started checking her credit report and found one thing after another. At one point she called one of the “Tiffany’s” using her social security number and birth certificate, which had been stolen.

“She [said she] bought them for $1500 and what she had to do was find a job, get on her feet do whatever she had to do, and then she had to give them back so he could sell them to somebody else,” Garcia said.

Identity theft has affected every aspect of Garcia’s life.

“My credit score is so low, it’s so bad,” she said. “You want to go get a car and you can’t even get a car, you want to buy a house, you can’t buy a house, you want a loan you can’t get a loan.”

The Colorado Bureau of Investigations is one of several local agencies that can help fight identity theft. They have important advice everyone should follow.

“If somebody calls you and says they need your account information over the phone, don’t do it,” said CBI spokesperson, Susan Medina. “Get your credit report, review it and make sure there are no new accounts that you didn’t open. Just make sure everything adds up.”

Garcia is now extra careful with her information, and she wouldn’t wish identity theft on anyone.

“It hurts, it really does. I do cry, because it’s frustrating,” she said.

The Colorado Bureau of Investigations has a 24-hour hotline for victims. You can reach them at 1-855-443-3489.

Article source: http://kdvr.com/2013/02/25/identity-theft-at-all-time-high-ordeal-for-some-victims-never-ends/

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Prosecutors to detail evidence of robbery, identity theft in Ohio case of …

Tuesday, February 26th, 2013

Prosecutors are ready to start laying out evidence that robbery and identity theft were the motives behind attacks two years ago that left three men in Ohio dead and a fourth wounded. The victims were all were lured by phony Craigslist job offers.

The trial of 53-year-old alleged triggerman Richard Beasley continues Tuesday in an Akron courtroom. He has pleaded not guilty to aggravated murder and kidnapping charges in the killings that began in August 2011.

Beasley’s teenage co-defendant was found guilty last year and sentenced to life in prison.

Prosecutor Emily Pelphrey told jurors Monday in opening statements that Beasley wanted a new identity “and he got it.”

Beasley’s attorney, James Burdon, told the jury there isn’t enough evidence to prove his client committed the crimes.

Article source: http://www.foxnews.com/us/2013/02/26/prosecutors-to-detail-evidence-robbery-identity-theft-in-ohio-case-craigslist/

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Occupational Therapist Impersonator Sentenced to Prison for Mail Fraud and …

Tuesday, February 26th, 2013

ORLANDO—United States District Judge Roy Dalton sentenced James Lewis, a/k/a James Lee Lewis (44, Kissimmee), today to five years and five months in federal prison for mail fraud and aggravated identity theft. Lewis pleaded guilty on December 18, 2012. According to court documents, in March 2009, Lewis fraudulently obtained a temporary occupational therapist (OT) license from the Florida Department of Health. To obtain the temporary license, Lewis used a false name and Social Security number and fabricated his education credentials.

Between March 2009 and July 2011, Lewis worked as an OT at various health care facilities in Central Florida and New Mexico and received his wages using Electronic Funds Transfers. On January 17, 2013, Lewis’ bond was revoked after the government discovered that he had again applied to work as an occupational therapist in Central Florida, using fraudulent information. This case was investigated by the Federal Bureau of Investigation, the Florida Department of Law Enforcement, and the Florida Department of Health’s Division of Medical Quality Assurance, Orlando Unlicensed Activity Office. It was prosecuted by Assistant United States Attorney David Haas.

Reported by: FBI

Published on: 2013-02-26

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Article source: http://7thspace.com/headlines/433025/occupational_therapist_impersonator_sentenced_to_prison_for_mail_fraud_and_identity_theft.html

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Disturbing Emails, Multiple Cases of Identity Theft

Tuesday, February 26th, 2013

Criminal Damage

A resident on the 800 block of Lawler reported to police that an unknown offender(s) turned the water spigot on and left the water running so that the water was pooling and freezing in his backyard, according to Wilmette Police reports. Someone had also pushed over his gas grill, damaging it. He had a similar occurrence in 2010 with the water spigot. 

Criminal Damage

A resident on the 100 block of Garrison reported that an unknown offender(s) sprayed the letter “L” on the detached garage overhead door between Feb. 18 night and Feb. 19 morning, Wilmette Police reports state. The officer also discovered the word “scoundrel” written on the garage door at 2810 Garrison in Evanston and they were advised. 

Identity Theft

A resident on the 1400 block of Maple reported to police that unknown offender(s) have used his personal information to open or attempt to open store credit at J.C. Penny, Best Buy, Limited and Express, Wilmette Police reports state. The incident occurred between Feb. 5 and Feb. 8. 

Pedestrian Accident

A 60 year old resident was struck by an auto driven by a 58 year old resident. The pedestrian was walking southbound on the crosswalk at Forest and Green Bay when she was struck, according to Wilmette Police reports. The report stated that it appears the driver was looking for breaks in traffic and did not see the pedestrian approaching. Minor injuries were reported and the driver was cited. 

Burglary to Auto 

A resident on the 300 block of Linden reported that he left his vehicle unlocked and unattended around 10 p.m. for a few moments, at which time an unknown offender(s) removed a lime green backpack from the vehicle, Wilmette Police reports state. The incident happened on Feb. 20. 

Fraud

A victim from the 3500 block of Lake Ave. reported that an unknown offender used his ATM card and PIN number to withdraw USC from a Chase Bank ATM, Wilmette Police reports state. 

Fraud

A victim from the 2100 block of Kenilworth reported receiving a call from a bank in Oklahoma, according to Wilmette Police reports. The bank employee advised the victim that a person at the bank had the victim’s Illinois Driver’s License and Capital One credit card and was attempting to withdraw money from the account. The victim’s cards were stolen in Evanston in Sept. of 2010. The victim also reported two other withdraws on her Chase Bank savings account. 

Identity Theft

A victim on the 900 block of 9th st. reported that an unknown person had oppened a Chase Bank account in the family name and transferred money from the victim’s account to the fraudulent account, police reports state. The incident occurred between Jan. 24 and Jan. 31.

Identity Theft

A victim on the 140 blcok of Hibbard Rd. reported that an unknown person had opened a Wells Fargo checking account and obtained a debit and credit card using the victim’s identification, Wilmette Police reports state. The incident occurred on Jan. 14. 

Suspicious Incident

A victim on the 130 block of 17th St. reported to police that they had received a “disturbing email” which stated, “Someone you know wants you dead.” The email continued that someone had paid to have the victim assassinated but could be spared if the victim pays a fee to the alleged killer, Wilmette Police reports state. 

Harassment by Text

A victim on the 3500 block of Illinois Ave. reported receiving a phone call from an unknown female which stated tht the victim owed the IRS back taxes. She was to call a “Chief Officer Brad King” within a half an hour or she would be arrested and lose her citizenship, Wilmette Police reports state. The responding officer made contact with the individual and told him to stop calling. 

For more news on police and public safety, be sure to ‘like’ the Wilmette-Kenilworth Patch on Facebook and sign up for our free daily newsletter here!

Article source: http://wilmette.patch.com/articles/disturbing-emails-multiple-cases-of-identity-theft

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